The four steps from coins to cash on TikTok LIVE: TikTok publishes the coin price and the gift price, but not the diamond conversion rate or the withdrawal minimum

TikTok LIVE Gifts: Coins, Diamonds and What You Actually Keep

Last updated: 13 September 2026. Everything stated as fact below comes from TikTok’s own support and legal pages, linked at the bottom. Where TikTok publishes nothing, this article says so instead of filling the gap.

A viewer buys coins. They send you a gift. The gift becomes diamonds. The diamonds become money.

Four steps, and TikTok publishes the numbers for the first two. For the two that decide what you earn, it publishes nothing at all.

The half TikTok does publish

Coin prices are visible to the viewer before they buy. They are set by TikTok, they differ by country, and they are higher in the app than on the web because Apple and Google take a cut of in-app purchases.

Gift prices are equally visible. Every gift costs a fixed number of coins, shown in the gift panel. A rose costs what a rose costs, and it does not change based on who is receiving it.

So the viewer’s side of this transaction is fully transparent. They know what they are spending.

The half it does not

Now the same transaction from your side.

QuestionDoes TikTok publish the answer?
What does a coin cost the viewer?Yes, in the app
How many coins is a gift?Yes, in the gift panel
How many diamonds is that gift worth to me?No
What is a diamond worth in money?No
What percentage does TikTok keep?No
What is the minimum withdrawal?Only “depends on the payment method”

That is not an oversight. The one number TikTok does give for payouts is a daily maximum: you can take out the equivalent of $1,000 a day and no more. It publishes the ceiling on what you can withdraw and not the rate at which you earn.

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What a diamond legally is

This is where it gets interesting, and it explains the silence.

TikTok does not describe diamonds as earnings. Its own wording is that a diamond is “a type of virtual item that TikTok uses to recognize creator popularity, ranking, and contributions to the platform.”

Read that again, because every word in it is doing work. A diamond is not a unit of money you have earned. It is a token that recognises how popular you are. And you can collect them not only from gifts but also, in TikTok’s words, “by contributing through missions and campaigns”.

A thing that recognises popularity does not need a published exchange rate. A wage does.

The sentence most creators have never read

It is in TikTok’s rewards policy, and it is short.

Diamonds do not automatically entitle a user to receive Rewards, including a Reward Payment.

A balance of diamonds is not a balance of money that TikTok is holding for you. It is a count of tokens, and the payment that may follow is described as a reward rather than a debt.

In practice creators do get paid, and most get paid without incident. But the framing matters for anyone planning around this income, because it is the difference between money you are owed and money you are likely to receive.

There is a related detail worth knowing. Reward Payments are calculated in US dollars. If you are paid in another currency, the amount shown in your local currency is described as an estimate, and a conversion cost may be applied on the way. So even the number on your own dashboard is not the number that arrives.

Why the figures you read online disagree

Search for what a diamond is worth and you will get confident answers. You will also get different ones.

Some sources say a diamond is worth half a cent. Others say a full cent, which is double. Some say TikTok keeps 50 percent, others that creators end up with under 20 percent of what the viewer spent once every fee is counted. Minimum withdrawal is quoted as $10 in some places and $100 in others.

They disagree because none of them are quoting TikTok. They are quoting creators reporting what they saw in their own accounts, in their own countries, at whatever time they looked. Those are real observations, and they are not a published rate.

We are not going to add a number to that pile. If you want to know what a diamond is worth in your account, the only reliable source is your own balance screen, and the only reliable comparison is what you actually received last time you withdrew.

This is the same pattern we found with the Creator Rewards Program, where TikTok publishes no RPM either. It is consistent across the platform rather than an accident on one page.

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What it looks like when a platform does publish

The contrast makes the point better than any argument.

TikTokTwitch
What the viewer paysPublishedPublished
What the creator receivesNot published1 Bit = 1 cent, stated plainly
Revenue shareNot publishedPublished, with the criteria to improve it

Twitch tells you that a Bit is worth a cent to you, that it stays a cent whether the viewer bought it or got it free from an ad, and exactly what you need to do to raise your subscription split. We wrote that up here.

Whatever else is true about the two platforms, only one of them lets you work out what an hour of streaming is worth before you do it.

What you can actually control

Given all that, there are still three things worth knowing.

Tell your audience to buy coins on the web. In-app purchases carry the app store cut, which means the viewer pays more for the same gift. What reaches you is decided by TikTok’s conversion either way, so the extra money the viewer spends in the app does not reach you. It is the one piece of advice here that costs nothing and definitely helps someone.

Track your own rate. Note the diamonds you had and the amount that landed after your last withdrawal. That gives you a real number for your country and your payment method, which is better than any figure on any website including this one.

Watch the withdrawal minimum rather than assuming it. TikTok says it depends on the payment method you choose. That means switching method can change it, and it means the figure someone quoted in a comment section may simply not be yours.

What to take from this

TikTok LIVE gifting is real income and plenty of people earn from it. The problem is not that the money is fake. The problem is that you cannot calculate it in advance, because the two numbers you would need are not published.

That has a practical consequence. Any plan that starts with “if I get X gifts per stream I will earn Y” is built on a number someone estimated. Treat LIVE gifting as income you observe rather than income you forecast, and the surprises get smaller.

And if you are outside the United States, US tax withholding applies to what you do receive, collected separately by each platform you earn on.

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Sources

Coin prices, payment minimums and available payment methods differ by country and change over time. Check the Balance screen in your own account before making decisions based on this article.

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